When a conventional commercial mortgage is not sufficient to finance a commercial property transaction, and when other components of the capital stack are needed, Wincreek can provide you with the perfect solution.

Mezzanine Debt – This is a second trust mortgage used to complete the debt requirements of a transaction. Mezzanine debt fills the gap between the equity and senior debt components of a commercial financing transaction. Providers of mezzanine debt accept more risk as their debt is subject to the first trust mortgage; subsequently mezzanine debt is more expensive than conventional mortgages.

Equity Investment – Equity capital is used to add to the borrower’s existing equity or down payment to enhance the transaction’s qualifications for senior and mezzanine debt financing. Equity investors typically hold a preferred position to the equity of the borrower and require a preferred rate of return.

SBA & USDA-backed Debt - Click Here for more information.

Mortgage Note Acquisition & Financing - Click Here for more information.

Convertible Debt – This vehicle can be senior or mezzanine debt that gives the investor the option to convert their note to equity in the transaction.

In some cases, our borrower may require 2 or more components of the capital stack in which case Wincreek may syndicate the financing needed among multiple sources of capital to satisfy the borrower’s needs.

Wincreek's close relationships with many local, national and regional commercial real estate holders enable us to keep our fingers on the pulse of the financial markets to gain insight into future real estate and financing trends and be able to provide our borrowers with the latest financing programs available.